Seniors today are more active than ever before. With an increased average life expectancy and an accelerated cost of living increase, due to such factors as inflation and health care, seniors are continually looking for better and safer solutions for leveraging the equity in their homes to provide for their needs.

Accessing this equity can assist seniors with income and estate planning needs and provide funds for travel, debt reduction, home improvement, long-term care insurance or additional investments.

We have uncovered a number of unique solutions to this dilemma including:

A Traditional Mortgage in which the home owner qualifies to draw the equity directly out of the property and then leverages the equity in a number of ways to both grow the asset and service the debt.

A Reverse Mortgage in which the senior home-owner draws equity from the property but is not required to repay the debt until the death of the last borrower. Funds are available to grow and provide for immediate needs such as long term care and/or income.

There are also a number of additional solutions that do not create debt against the real estate or investment asset.